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JKS Financial Services (JKS), is focused on meeting the financial needs of the micro, small and medium enterprises (MSME) in India, which has remained largely underserved despite several initiatives. A company run by professionals with rich experience in financial services industry, aims to make availing credit easy to this segment and make a positive impact on the lives of millions of Indians engaged in informal activities and who actually build the nation.

Loan for

A personal loan is an unsecured loan, which can be used for many purposes. You can effectively turn your dream into reality by opting for our personal loan. Now you can take that vacation that has been delayed for long, or renovate your home, or even buy that dream car. With JKS Financial Services personal loan, you can achieve all your goals. With the availability of the personal loan EMI calculator at your disposal, you can easily calculate monthly instalments you need to pay even before you apply for a loan.

- Minimum age at the time of application should be 21 years
- Maximum age at loan maturity should be 50 years
- Minimum annual net income post tax should be Rs.40 lakh
- Should have 2 years of post qualification experience

When you apply for a personal loan with us, you are required to submit a signed application form, along with your KYC documents. Additionally, the application requires you to establish your eligibility, income, age, financial stability, etc.

Identity Proof (Pan Card, Aadhaar Card, Voter ID, Driving License, Passport, etc.)
Address Proof (Valid ID proof with permanent address)
Income Proof (Salary Slip / Bank statement from the last 3 months)

Loan For 

With small business loans up to Rs. 50 lakh, funding for your small business is now just 24 hours away. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability.

Availing a business loan from JKS is simple. Applicants just need to fulfil the following eligibility criteria to avail the benefits of the loan.

• The applicant must be between 25 to 50 years old to apply for a business loan.
• Applicant must also own a business running for at least 3 years.
• Income Tax Returns for the applicant’s business should be filed for a minimum of 2 year.

- Identity Proof (Pan Card, Aadhaar Card, Voter ID, Driving License, Passport, etc.)
- Address Proof (Valid ID proof with permanent address) 
- Income Proof (Bank statement from the last 6 months)
- Business ownership proof (Bank statement, Office, Pan, GST, etc.,)

Loan Against 

Financing your child’s education, managing your wedding expenses, expanding your business, or even handling unforeseen medical expenses, a Loan against Property from JKS enables you to do it all. JKS offers customised Property Loan to salaried and self-employed individuals.

Lower EMIs: Opt for a long repayment tenure of up to 20 years which distributes the loan amount, and you get to pay lower EMI amount every month.
Fastest loan approval: Avail this fastest Mortgage Loan in India disbursed to your account within 4 days post-approval.
Low-interest rates: JKS provides Loan against Property at low rates of interest, which makes repayment affordable.
Low to no prepayment charges: An individual availing JKS Financial Services Property Loan at floating interest rates enjoys part-prepayment and foreclosure facilities at nil charges.
You can avail this loan by mortgaging a residential, commercial or industrial property. Usually, interest rates are the lowest when the funds are availed against a residential property.

A salaried employee needs to furnish the following documents:
Identity proof like PAN card, Aadhaar Card, Voter ID Card, Passport, or any other government ID.
Address proof like Voter ID Card, Aadhaar Card, Passport, Utility bill, Ration Card, or any other address proof issued by the government.
Salary slip – latest.Last 3 months’ bank account statement.Income Tax returns.
Documents of property to be mortgaged.

A self-employed individual needs to furnish the following documents:
Voter ID Card, Aadhaar Card, Passport, or any other government ID for Identity proof.Utility bill, Voter ID Card, Aadhaar Card, Passport, or any other address proof issued by the government.Last 6 months’ bank account statement.Documents of property to be mortgaged.

Loan For 

Fulfil your dream of owning a home with the JKS Financial Service which offers home loans starting at Rs. 300,000. The JKS comes with a host of benefits such as smaller EMIs where you can space out your payment over a longer tenure, attractive interest rates, an easy application process, doorstep service, etc.

Loan For 

Own your dream ride with car loans via JKS.
Get a car loan to purchase a vehicle of your choice. With our loans, you can buy a hatchback, sedan, MUV, SUV, sports car or a luxury car. Our auto loans are available to salaried employees, businessmen, professionals, corporates as well as NRIs and PIOs. We offer attractive interest rates on car loans with up to 90% financing, making our loans the ideal choice for funding your brand-new car.


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